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Crafting Your Digital Success Story

At Kavya Financial Services, we offer a wide range of loan solutions to cater to your diverse financial needs. Explore our loan products designed to help you achieve your goals with ease.

Education Loan

Invest in your or your child's future with our education loans. Cover tuition fees, living expenses, and more for domestic or international education.

  • Competitive interest rates
  • Flexible repayment options
  • Loans for both undergraduate and postgraduate studies

Loan Against Property

Unlock the value of your property with a loan against property. Use the funds for personal or business purposes while enjoying lower interest rates.

  • Large loan amounts
  • Longer repayment periods
  • Attractive interest rates

Home Loan

Make your dream home a reality with our affordable home loan options. Whether you're buying, building, or renovating, we provide tailored solutions to suit your budget and preferences.

  • Competitive interest rates
  • Long repayment tenure
  • Assistance with documentation

Working Capital Loan (CGTMSE)


Boost your business operations with our Working Capital Loan under the Credit Guarantee Fund Trust for Micro and Small Enterprises (CGTMSE) scheme. Designed specifically for small and medium businesses, this loan provides collateral-free credit to meet day-to-day operational expenses, such as purchasing raw materials, managing payroll, or covering utility costs.

  • Collateral-Free Loans: No need for property or assets as security. 
  • Government-Backed Support: Available under the CGTMSE scheme. 
  • Flexible Repayment Terms: Tailored to suit your cash flow. Quick Disbursement: Get the funds you need without delays.

Ideal For: Entrepreneurs and small business owners looking to maintain seamless operations and meet short-term financial needs.

Cash Credit (CC), Overdraft (OD), and Term Loan

Empower your business with versatile financing options such as Cash Credit (CC), Overdraft (OD), and Term Loans to meet various financial requirements. These funding options provide flexibility and stability to manage working capital, growth initiatives, or long-term investments.

  • Cash Credit (CC):
    • Short-term credit to manage working capital needs.
    • Borrow against stock or receivables.
  • Overdraft (OD):
    • Withdraw funds as needed beyond your account balance.
    • Pay interest only on the amount used.
  • Term Loan:
    • Long-term funding for business expansion or infrastructure.
    • Fixed tenure with structured EMI payments.

Ideal For: Businesses seeking liquidity for operations, growth opportunities, or capital investments.

Machinery / Equipment Loan

Upgrade or purchase the latest machinery and equipment for your business with our Machinery/Equipment Loan. Whether you’re expanding your production capabilities, enhancing operational efficiency, or adopting cutting-edge technology, this loan helps you stay competitive in your industry.

  • High Loan Amounts: Finance up to 100% of the machinery or equipment cost. 
  • Attractive Interest Rates: Competitive rates to reduce your financial burden. 
  • Flexible Tenure: Choose repayment terms that align with your cash flow. Quick Approvals: Fast processing to help you acquire equipment without delays.

Ideal For:  Manufacturers, service providers, and businesses looking to invest in tools, machinery, or advanced technology to boost productivity.

Project Finance

At Kavya Financial Services, we provide customized Project Finance solutions to help businesses execute large-scale projects with ease. Whether it’s infrastructure development, real estate, manufacturing, or renewable energy, we offer long-term funding tailored to your project’s unique requirements. With a focus on flexibility and transparency, we ensure seamless processing, expert guidance, and structured repayment plans aligned with your project’s cash flow. Partner with us to turn your ambitious vision into a reality with reliable and efficient financial support.

  • Large Loan Amounts: Financing tailored to the size and scope of your project.
  • Flexible Repayment Terms: Structured plans aligned with your project’s revenue cycle.
  • Sector-Specific Expertise: Customized solutions for industries like infrastructure, real estate, and manufacturing.
  • End-to-End Support: Guidance from project assessment to funding and execution.
  • Quick Disbursement: Timely fund release to keep your project on track.

Business Loan

Fuel your business growth with our customized business loan offerings. From working capital to business expansion, our loans are designed to meet the unique needs of your enterprise.

  • High loan amounts 
  • Flexible repayment schedules
  •  Minimal paperwork

Personal Loan

Need funds for personal expenses like weddings, travel, or medical emergencies? Our personal loans come with flexible repayment options and quick approvals, ensuring you get the financial support you need when you need it most.

  • No collateral required
  • Quick processing and disbursal
  • Flexible tenure options

Auto Loan

Drive your dream vehicle with our auto loan solutions. Whether it's a car or a bike, we ensure you get the best financing options to suit your lifestyle and budget.

  • Quick approvals 
  • Low-interest rates 
  • Financing for new and used vehicles

Life & General Insurance

At Kavya Financial Services, we understand the importance of protecting what matters most—your life, health, and assets. With our comprehensive Life and General Insurance solutions, we provide you with the peace of mind you deserve. Whether you’re safeguarding your family’s future, covering unexpected medical expenses, or securing your valuable assets like home, vehicle, or business, we have tailored insurance plans to meet your needs. 

Our Life Insurance plans ensure financial security for your loved ones, offering coverage for life events, retirement planning, and savings. Meanwhile, our General Insurance products protect against unforeseen events such as health emergencies, property damage, or travel risks. With trusted insurance providers, competitive premiums, and personalized advice, Kavya Financial Services is your partner in ensuring a secure and worry-free future.

Key Features of Life Insurance

  • Financial Protection: Secure your family's financial future in your absence. 
  • Flexible Plans: Coverage options for term, whole life, savings, and retirement. 
  • Tax Benefits: Enjoy tax savings under prevailing laws.
  • Affordable Premiums: Coverage tailored to fit your budget and needs. 
  • Claim Assistance: Hassle-free claim process with expert guidance.

Key Features of General Insurance

  • Comprehensive Coverage: Plans for health, property, vehicles, travel, and business.
  • Customizable Policies: Tailored coverage based on your unique requirements.
  • Affordable Premiums: Cost-effective plans without compromising on benefits.
  • Cashless Claims: Network hospitals and garages for cashless services.
  • Quick Processing: Minimal documentation and fast claim settlements.

Secure your life, health, and assets today! Contact Kavya Financial Services to explore our Life and General Insurance plans and get expert advice on the best coverage for you.

At Kavya Financial Services, we are committed to providing hassle-free loan services with expert guidance to help you make informed financial decisions. Ready to apply? Contact us today!

Let's turn your vision into reality. Contact us today to set your brand on the path to digital excellence with us.